Divorce Asset Division Calculator (Ontario)

An equalization payment is a payment one spouse may owe the other so that both end up with an equal share of the value of property gained during the marriage, following Ontario's net family property approach.

In general terms, it starts with each spouse's property and debts at separation, subtracts what they had (net) on the date of marriage, and subtracts certain other exclusions. See Equalization of Family Property.

Gifts and inheritances received during the marriage and kept separate from family property can generally be excluded. See Gifts and Inheritances for the details.

No — the matrimonial home generally loses the usual "brought into the marriage" exclusion, which is a well-known exception in Ontario's equalization rules. See The Matrimonial Home.

No. This net family property framework generally applies only to married spouses. Common-law partners follow different rules — see the Common-Law Rights Calculator.

Business ownership can add real complexity, often requiring a professional valuation that a simple calculator can't replace. See Businesses.

Pensions are often one of the more complex and valuable assets in a separation and can require specialized valuation rules. See Pensions for a general overview.

This estimate can only be as accurate as the figures entered. See Financial Disclosure for how disclosure obligations generally work, and consider speaking with a lawyer if disclosure is incomplete.

This worksheet follows the same general concept courts use, but it's a simplified, unofficial estimate. A real calculation depends on verified figures, valuations, and legal exclusions that this tool can't fully capture.

Treat it as a starting point for discussion, and bring your figures to a lawyer for a proper assessment before relying on any number in an agreement. See Property & Finances for the fuller guides.